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Auto insurance is coverage made compulsory by law. A motorist must at least benefit from a third party insurance which reimburses personal or material damage done to others. The hardest part is finding the right offer, given the wide choice in the market. Here is a ranking of the best insurance to find you.

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Ranking of the best insurances 2021
The world of auto insurance is a jungle because of the proliferation of offers. Between historical insurers, players operating online or specialized companies, consumers no longer know where to turn. To facilitate choices, Argus de l’assurance carries out an annual ranking of the best auto insurance. In 2018/2020, Corvéa won first place. Born from a merger in 1999 of MMA, MAAF Assurances and Corvéa SRM, the group established itself in property damage insurance before extending its services to life insurance, health, provident insurance and even legal protection through its three entities MAAF, GMF and MMA.

In second place is the MACIF group, which specializes in simple, essential offers throughout life. Its offer is mainly focused on the finance and savings component, the health and welfare component and the property insurance component, including, of course, auto insurance.

In third place is Groupama, a brand specializing in financial services and insurance businesses. It is particularly well known for its home and auto insurance offers.

Fourth place in the ranking goes to the AXA group. A major player in insurance in the country, but also abroad, the group is distinguished by the diversification of its offer. Health insurance, provident, retirement, savings or auto, everyone will find their account, private individual as well as business.

The fifth rank goes to MAIF which was initially known in automobile insurance. Gradually, it has developed its services around health insurance, property, provident insurance and even credit and savings solutions.

Allianz, Matmut, Crédit Agricole Assurances, Crédit Mutuel and Generali are among the insurers that stand out for the rest of this ranking.

The criteria for choosing the best auto insurance in 2021
Auto insurance is not chosen at random and must be evaluated based on several criteria. The first concerns your profile. Not everyone has the same needs. A young driver, for example, will have a contract specially concocted for him. It is the same for small rollers or for malussés drivers.

The second criterion relates to the guarantees offered. Again, it all depends on your expectations. If you have a new car, you will definitely need more warranty than a used car.

Also consider warranty exclusions before choosing. You may not be protected in some situations. Compensation ceilings and deductibles are other elements that will have to be scrutinized.

Lastly is the price. It essentially depends on the guarantees taken out, your profile, the chosen insurance company, your geographical area or the type of car.

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