Private vehicle owners are increasingly choosing Compressed Natural Gas (CNG) over traditional petrol for their four-wheel drives due to safety and environmental benefits. However, before installing a CNG kit, it’s crucial to consider several factors for a smooth transition.
1. Vehicle Compatibility
Firstly, check if your car is compatible with a CNG kit, consulting the manufacturer, mechanic, or the Regional Transport Office (RTO) for a list of compatible vehicles. Ensure legal conversion on the registration certificate (RC) before installing the kit if your car isn’t listed.
2. Cost Considerations
CNG kit costs range from ₹50,000 to ₹60,000, depending on the make and model. Choose reputable brands from authorised dealers for quality and longevity. Remember that CNG vehicles may incur higher maintenance costs, requiring regular network garage visits, which can be both time and cost-intensive.
3. Availability Of CNG Filling Stations
Despite CNG’s environmental benefits, finding filling stations can be challenging, especially on long journeys. Unlike petrol or diesel pumps, CNG stations are relatively scarce in India, potentially leading to inconvenience and time loss. Planning refuelling stops in advance for longer trips is advisable to avoid running out of gas in remote areas.
4. Safety And Environmental Impact
CNG is recognised for its safety and environmental advantages. Emitting 80% less carbon dioxide than petrol, CNG significantly reduces pollution. Its low flammability range (5% to 15%) and high auto-ignition temperature enhance safety, minimising the risk of fires in a collision.
5. Impact On Insurance Premiums
Switching to CNG affects car insurance premiums, with higher rates for CNG-powered vehicles. Promptly notifying your insurer about the conversion is crucial to ensure coverage accuracy. Insurance premiums typically increase by a minimum of 10% after installing a CNG kit. Failure to inform the insurer may lead to claim denials, leaving you responsible for covering expenses. Make sure you carry out the car insurance policy renewal process on time.
6. Insurance Claim Considerations
In addition to premium adjustments, CNG conversions can impact insurance claims. Please inform the insurer about the change in fuel type to avoid claim denials due to inaccurate information. While the initial premium increase might seem burdensome, it can save you from significant expenses in the long run. ##
7. Performance Impact
Switching to CNG may lead to a decline in vehicle performance over time. CNG vehicles lack lubrication compared to petrol and diesel models, increasing the risk of corrosion. Regular maintenance becomes essential to ensure smooth operation and prevent costly breakdowns.
The Decision-Making Process
Ultimately, the decision to convert to CNG rests with the vehicle owner. Despite potential maintenance challenges and insurance premium increases, CNG offers a safer and greener energy source for the environment and individual health. With depleting petrol resources and rising pollution levels, CNG could be the future of vehicles. Whether choosing the environmental benefits of CNG or sticking with traditional fuels, securing your car with comprehensive car insurance is paramount. Claims are subject to terms and conditions set forth under the motor insurance policy. *
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##All savings are provided by the insurer as per the IRDAI-approved insurance plan.
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